Simple and transparent


No monthly fees. No setup fees.

Credit and Debit Cards

2.95% + 0.28€ per transaction
VISA, VISA Electron, MasterCard, Maestro


0.28€ per transaction + PayPal fees apply
Available with an active PayPal account

SEPA Direct Debit

0.28€ per transaction
Available for merchants with a German bank account


Personal support via phone / e-mail
Active chargeback support
Risk and fraud checks
One-click checkouts
Transaction analytics

“Transparent pricing and the chance to operate on an international scale at any time, have convinced us”

Johannes Theobald, co-founder of Kapten&Son


Need alternative payment methods and process more than €100k a month?

Get in touch

What is PAYMILL charging me?

We believe in fair and transparent pricing, therefore we don’t charge monthly or setup costs – PAYMILL will only charge you for successfully closed transactions.

Do I have to pay for security?

Highest security standards are essential when doing business online. Therefore we offer a comprehensive set of risk and fraud prevention measures included in our standard pricing.

Why can’t I offer some payment methods?

Availability of payment methods is always subject to acceptance by financial institutions, even after going live. Please get in touch with our support team if you have any questions.

How often are my funds settled?

When you’ve met all our requirements and the requirements from our partnering banks your funds will be paid out on a weekly basis.

Which payment methods are available?

You will be able to activate VISA, VISA Electron, MasterCard, Maestro, PayPal, and SEPA (for merchants with a German bank account) from the get-go. Once you complete our activation process you will be able to request additional payment methods, including Diners Club, Discover, American Express (3.95% + 0.28€), and JCB (from 2.95% + 0.28€).

Are there any other additional service fees?

PAYMILL doesn't charge any additional service fees. However in certain situations, additional acquiring bank handling fees or card scheme fees may apply, (e.g. chargeback fees). Additionally a rolling reserve or a currency exchange fee may be applied depending on your business model. In order to determine if these fees apply to your business we would need to learn more about your company during the activation process.